Personal Loan Schemes for Every Need

Quick, collateral-free personal credit facilitated through RBI-regulated banks and NBFCs for salaried and self-employed individuals across India.

No personal loan schemes found matching your search term.

Salary Loan

Salaried Employees
Interest Starting 11.50% p.a.

Instant loan against your salary account with direct salary credit. Minimal documentation and fastest approval for verified salaried employees of listed corporates and government departments.

Max Amount: Up to ₹20 Lakhs
Tenure: 1 to 5 Years
Processing Fee: 1% - 2%
Disbursal Time: Within 24 Hours

Personal Loan

All Employment Types
Interest Starting 10.49% p.a.

General-purpose unsecured personal loan for medical emergencies, travel, wedding expenses, home renovation, or debt consolidation. Available to both salaried and self-employed applicants.

Max Amount: Up to ₹25 Lakhs
Tenure: 1 to 6 Years
Processing Fee: 1% - 2.5%
Disbursal Time: 24 to 48 Hours

Limit Loan (Personal Overdraft)

Revolving Credit Line
Interest Starting 12.00% p.a.

A pre-approved revolving credit limit you can draw from anytime. Interest is charged only on the amount utilised, making it ideal for managing irregular or seasonal cash-flow needs.

Credit Limit: Up to ₹15 Lakhs
Renewal: Annual, Auto-Renewable
Interest Charged On: Utilised Amount Only
Foreclosure: Zero Charges